We know that actionable information like this can help you mitigate against potential losses of your own. As this adjuster saw (noted below), it's often the small things that cause the greatest damage (in this case, a minor toilet piece).
"In my experience, many of our largest water losses are caused due to a split in the plastic nut on the water supply line to toilets. The line is pressurized with cold water that fills the tank after flushing. They typically fail at 8 to 10 years. Below are several photos of the nut and supply line. They are simple to install and should probably be replaced on each toilet every 5 to 7 years and checked annually. The plastic nut is to be "hand-tightened". The best water supply lines are flexible, braided, stainless steel.”
We hope this tip can help our customers prevent a loss. Either way, we'll be there for you in your time of need. Thank you to our partners at PURE for helping us manage our risk with this valuable "lesson learned"!
About PURE
Privilege Underwriters Reciprocal Exchange (PURE) is a policyholder-owned insurer dedicated to creating an exceptional experience for responsible high net worth individuals and families. Our product suite includes best-in-class, customizable coverage throughout the U.S for high-value homes, automobiles, jewelry, art, personal umbrella liability, watercraft, and flood.
PURE was founded by some of the most knowledgeable and experienced professionals in the industry. They combined experience, insight and intuitive perspective to challenge the insurance industry’s conventional thinking. They recognized that policyholder-owned companies consistently delivered the greatest value and customer satisfaction. Further, they recognized that the leading specialist companies could offer broader coverage and more personalized service. PURE combines the best of both.
Inspired by some of the finest policyholder-owned companies in the world, PURE emphasizes alignment of interests and transparency. Our unique alignment with our membership supports our objective to charge the right price — not the highest price the market will accept. PURE’s low cost of capital, careful member selection, and proactive risk management all contribute to highly competitive rates. Further, we invest heavily in helping members prevent claims from occurring, and resolving them quickly, without hassle if they ever do.
